Death and funeral benefits awarded after finding snowmobile accident directly caused fatal pulmonary embolism.
The applicant's husband died from a cardiac arrest following a snowmobile accident where he sustained a fractured tibia.
The respondent denied death and funeral benefits, arguing the death was caused by a pre-existing heart condition rather than the accident.
The Tribunal applied the purpose and causation tests, preferring the applicant's expert medical evidence that the tibial fracture caused a deep vein thrombosis and fatal pulmonary embolism.
The Tribunal found the death was directly caused by the accident and ordered the respondent to pay the $25,000 death benefit and $6,000 funeral benefit, plus interest.
OLATOntario Licence Appeal TribunalDec 5, 2025
