Dr. William Hsu

The applicant was involved in a motor vehicle accident and sought statutory accident benefits, including income replacement benefits (IRB) and various treatment plans.

The respondent denied the benefits, arguing the applicant's injuries fell within the Minor Injury Guideline (MIG).

The Tribunal found that the applicant's physical injuries, including a claimed pars defect, and psychological impairments did not warrant removal from the MIG.

The Tribunal preferred the respondent's medical evidence, noting the applicant's diagnostic imaging showed no fractures and the psychological assessment relied heavily on self-reporting.

The Tribunal also found that the respondent had already paid the claimed IRB.

The application was dismissed.