Applicant deemed catastrophically impaired under Criterion 8 due to marked psychological and functional decline.
The applicant sought a determination of catastrophic impairment under Criterion 8 of the Statutory Accident Benefits Schedule following a 2017 motor vehicle accident.
The respondent insurer denied the designation.
The Tribunal found that the applicant suffered marked impairments in three functional domains: Adaptation, Social Functioning, and Activities of Daily Living.
The adjudicator preferred the applicant's expert evidence, particularly an occupational therapy assessment that included community-based testing and collateral interviews, over the respondent's in-home assessment.
The Tribunal concluded that the applicant's severe psychological decline and alcohol use disorder were directly related to the accident, rendering him catastrophically impaired.
OLATOntario Licence Appeal TribunalAug 6, 2024