Application for non-earner benefits and treatment plans dismissed for failing to prove complete inability.
The applicant sought statutory accident benefits following a motor vehicle accident, including a non-earner benefit, funding for a psychological assessment, and physiotherapy services.
The respondent denied the benefits.
The Licence Appeal Tribunal found that the applicant failed to prove on a balance of probabilities that she suffered a complete inability to carry on a normal life, noting inconsistencies in her self-reporting and a failure to provide evidence of her pre-accident activities.
The Tribunal assigned little weight to the applicant's expert reports due to methodological flaws and reliance on incomplete medical records.
The claims for the remaining balances of the psychological assessment and physiotherapy services were dismissed as they exceeded the maximum amounts permitted under the Schedule and Guidelines.
The application was dismissed in its entirety.
OLATOntario Licence Appeal TribunalMar 2, 2026
