Applicant's injuries found to be predominantly minor; claims for treatment plans beyond MIG limit dismissed.
The applicant sought statutory accident benefits following a motor vehicle accident.
The respondent denied the benefits, arguing the applicant's injuries fell within the Minor Injury Guideline (MIG).
The applicant argued she should be removed from the MIG due to a psychological condition.
The Tribunal found the applicant's psychological evidence unreliable as it lacked validity testing and was based on self-reporting.
The Tribunal preferred the respondent's psychological assessment, which found symptom magnification and no psychological disorder.
The Tribunal concluded the applicant's injuries were predominantly minor and subject to the MIG limit, dismissing the claims for treatment plans and interest.
OLATOntario Licence Appeal TribunalNov 20, 2025