Application for accident benefits dismissed as injuries fell within the Minor Injury Guideline limit.
The applicant sought statutory accident benefits following a motor vehicle accident in 2016.
The respondent denied the benefits, arguing the applicant's injuries fell within the Minor Injury Guideline (MIG) limit of $3,500.
The applicant argued she suffered from chronic pain and psychological symptoms warranting removal from the MIG.
The Tribunal found the applicant's injuries were predominantly minor soft tissue injuries, relying on insurer examination reports that found no objective evidence of ongoing accident-related impairment.
The Tribunal concluded the applicant did not establish chronic pain with functional impairment or a psychological condition sufficient to remove her from the MIG.
The application for disputed treatment plans and interest was dismissed.
OLATOntario Licence Appeal TribunalAug 3, 2023
