Application for non-earner and medical benefits dismissed; insurer's denial notices found procedurally compliant.
The applicant sought statutory accident benefits following a motor vehicle accident, including a non-earner benefit and treatment plans for orthopedic, neurological, and psychological assessments.
The adjudicator dismissed the application in its entirety.
The adjudicator found that the insurer's denial notices complied with section 36(4) of the Schedule and that the applicant failed to prove a complete inability to carry on a normal life.
Furthermore, the requested medical assessments were deemed not reasonable and necessary, and the applicant failed to justify an enhanced hourly rate for psychological services.
Claims for a section 10 award and interest were also dismissed.
OLATOntario Licence Appeal TribunalDec 16, 2025