Application for accident benefits dismissed as injuries fell within the Minor Injury Guideline limit.
The applicant sought statutory accident benefits following a motor vehicle accident.
The insurer denied funding for physical therapy and a chronic pain assessment on the basis that the applicant's injuries fell within the Minor Injury Guideline (MIG).
The Tribunal found that the applicant sustained only minor soft tissue injuries and gave no weight to the applicant's expert reports diagnosing chronic pain and post-concussion syndrome due to outdated criteria and lack of qualifications.
The application was dismissed as the $3,500 MIG funding limit had been exhausted.
OLATOntario Licence Appeal TribunalFeb 26, 2021