Applicant awarded most disputed accident benefits; insurer failed to provide proper notice for several treatment plans.
The applicant sought statutory accident benefits following a 2016 motor vehicle accident.
The respondent denied several expenses and treatment plans.
The adjudicator found the applicant was entitled to medication expenses as they do not require a prior treatment plan.
The claim for a left knee brace was dismissed because the expense was incurred before a treatment plan was submitted, contrary to s. 38(2) of the Schedule.
The adjudicator granted the treatment plans for a chronic pain assessment and an attendant care assessment because the respondent failed to provide proper notice under s. 38(8) after the applicant was removed from the Minor Injury Guideline.
The treatment plans for an occupational therapy assessment, occupational therapy services, and an OT jobsite analysis were found to be reasonable and necessary based on the applicant's functional limitations and supporting medical evidence.
Interest was awarded on all overdue benefits.
OLATOntario Licence Appeal TribunalNov 26, 2024