Accident benefits application dismissed as applicant's injuries fell within the Minor Injury Guideline.
The applicant sought statutory accident benefits following a motor vehicle accident.
The respondent denied the claims on the basis that the applicant's injuries fell within the Minor Injury Guideline (MIG).
The Tribunal found that the applicant failed to provide objective medical evidence that his physical or psychological injuries were non-minor or that pre-existing conditions precluded his recovery within the MIG.
The Tribunal accepted the respondent's insurer's examinations, which concluded the applicant suffered no psychological impairments and only minor physical injuries.
As the MIG limits had been exhausted, the proposed treatment plans were deemed not reasonable and necessary, and the application was dismissed.
OLATOntario Licence Appeal TribunalJan 5, 2024
