The applicant was involved in a motor vehicle accident and sought accident benefits, which were denied by the respondent insurer.
The applicant applied to the Tribunal, arguing his injuries warranted removal from the Minor Injury Guideline (MIG) due to pre-existing conditions and a psychological impairment, and claiming entitlement to an income replacement benefit (IRB) and specific treatment plans.
The Tribunal found the applicant failed to provide compelling medical evidence that his pre-existing conditions prevented maximal recovery within the MIG, nor did he establish a psychological impairment caused by the accident.
The Tribunal also dismissed the IRB claim, finding the applicant did not suffer a substantial inability to perform the essential tasks of his pre-accident employment as a security guard, noting his post-accident return to work.
As the applicant remained in the MIG and the limit was exhausted, the treatment plans were denied.
The application was dismissed.
