Accident benefits denied where surveillance and inconsistent evidence undermined applicant's claims of disability and income loss.
The applicant sought statutory accident benefits, including an income replacement benefit (IRB) and medical benefits, following an ebike collision.
The Licence Appeal Tribunal dismissed the application, finding the applicant's evidence regarding her pre-accident income and inability to work lacked credibility and was contradicted by surveillance evidence showing her working and riding her ebike.
The Tribunal concluded the applicant suffered predominantly minor injuries subject to the $3,500 treatment cap, which had been exhausted, and that the requested treatment plans were not reasonable or necessary.
OLATOntario Licence Appeal TribunalMay 15, 2020