Application for accident benefits dismissed; injuries fell within the Minor Injury Guideline.
The applicant was injured in a motor vehicle accident and sought medical benefits for chiropractic treatment.
The insurer denied the benefits, arguing the applicant's injuries fell within the Minor Injury Guideline (MIG).
The Tribunal found that the applicant failed to prove her injuries fell outside the MIG or that she had a pre-existing condition preventing maximal recovery within the MIG limit.
The Tribunal also found the proposed treatment plans were not reasonable and necessary.
The application was dismissed.
OLATOntario Licence Appeal TribunalJan 12, 2018