Application for non-earner benefits dismissed as applicant failed to prove complete inability to carry on a normal life.
The applicant sought non-earner benefits following a motor vehicle accident, claiming a complete inability to carry on a normal life due to physical and psychological impairments.
The insurer denied the claim based on multidisciplinary insurer's examinations indicating the applicant had resumed most pre-accident activities.
The Tribunal found the insurer's medical evidence more persuasive than the applicant's, noting the applicant's self-reporting to assessors contradicted his claims of complete inability.
The Tribunal also dismissed the applicant's motion to exclude 2018 insurer's examinations, finding the insurer's request reasonable in light of new medical evidence provided by the applicant.
The application for non-earner benefits was dismissed.
OLATOntario Licence Appeal TribunalOct 25, 2018