Applicant's injuries remained within the Minor Injury Guideline; claims for additional treatment and award dismissed.
The applicant sought statutory accident benefits following a motor vehicle accident.
The respondent denied the benefits, arguing the applicant's injuries fell within the Minor Injury Guideline (MIG).
The applicant argued her injuries fell outside the MIG due to chronic pain and psychological impairments.
The Tribunal found that the applicant failed to establish chronic pain with functional impairment or a diagnosed psychological impairment that would warrant removal from the MIG.
The Tribunal preferred the respondent's medical evidence over the applicant's chiropractor's disability certificate.
As the applicant remained within the MIG, the disputed treatment plans beyond the $3,500 limit were not payable.
Claims for an award and interest were also dismissed.
OLATOntario Licence Appeal TribunalMar 30, 2026
