Application for accident benefits dismissed as injuries fell within the Minor Injury Guideline limits.
The applicant sought statutory accident benefits following a motor vehicle accident.
The respondent insurer denied the benefits on the basis that the applicant's injuries fell within the Minor Injury Guideline (MIG).
The applicant argued for removal from the MIG due to paresthesia, chronic pain, and psychological impairments.
The adjudicator found insufficient medical evidence linking the paresthesia or imaging results to the accident.
Furthermore, the adjudicator concluded the applicant failed to establish chronic pain with functional impairment or a psychological impairment, noting inconsistencies between the applicant's self-reporting to different medical practitioners.
The application was dismissed, and the applicant was held to the MIG limits.
OLATOntario Licence Appeal TribunalMar 26, 2025
