Application allowed; applicant removed from MIG due to chronic pain and treatment plans approved.
The applicant sought statutory accident benefits following a motor vehicle accident.
The respondent insurer brought a preliminary issue seeking to stay the application because the applicant failed to attend a scheduled insurer's examination.
The Tribunal found the requested examination was duplicative and not reasonably necessary, and thus the applicant was not non-compliant.
On the substantive issues, the Tribunal removed the applicant from the Minor Injury Guideline on the basis of accident-related chronic pain with functional impairment.
The Tribunal also approved the disputed treatment plans for physiotherapy, a chronic pain assessment, a physiatry assessment, and a neurological assessment, finding them reasonable and necessary, and awarded interest on overdue payments.
OLATOntario Licence Appeal TribunalMar 9, 2026
