Application for accident benefits dismissed; injuries found to be within the Minor Injury Guideline.
The applicant sought statutory accident benefits following a motor vehicle accident, claiming his injuries fell outside the Minor Injury Guideline (MIG) due to a pre-existing wrist fracture, chronic pain, and psychological sequelae.
The Licence Appeal Tribunal found that the applicant's pre-existing condition had healed and would not preclude recovery within the MIG.
The Tribunal preferred the respondent's medical evidence over the applicant's chiropractor, finding insufficient evidence of chronic pain with functional impairment or psychological injury.
As the injuries were deemed minor, the disputed treatment plans were not payable, and claims for interest and a section 10 award were dismissed.
OLATOntario Licence Appeal TribunalJun 15, 2026