Application for accident benefits dismissed; psychological symptoms found unrelated to accident and subject to MIG.
The applicant sought statutory accident benefits following a motor vehicle accident, claiming his psychological injuries and pre-existing conditions warranted treatment outside the Minor Injury Guideline (MIG).
The respondent denied the benefits, arguing the injuries were minor.
The Tribunal found that the applicant's pre-existing back pain and anxiety did not preclude his recovery within the MIG.
Furthermore, the Tribunal preferred the respondent's psychological assessment, finding the applicant's anxiety and depression were primarily related to personal stressors rather than the accident.
The application was dismissed, and the applicant was held to the $3,500 MIG funding limit.
OLATOntario Licence Appeal TribunalApr 23, 2026
