Insured awarded ongoing weekly income benefits after pedestrian collision caused chronic pain and post-concussion syndrome.
The applicant, a 62-year-old labourer with a grade three education, was struck by a motor vehicle and suffered multiple injuries, including fractured ribs and a head injury.
He applied for ongoing weekly income benefits under section 12(5)(b) of the Statutory Accident Benefits Schedule after the insurer terminated them.
The arbitrator found that the applicant suffered from post-concussion syndrome and chronic disabling pain resulting from the accident.
Given his age, limited education, poor English skills, and physical limitations, the arbitrator concluded that the applicant was continuously prevented from engaging in any suitable occupation or employment.
The insurer was ordered to pay weekly income benefits of $536.75 from May 5, 1994 onwards, plus interest and expenses.
OFSCDRSOntario Financial Services Commission - Dispute Resolution ServicesDec 23, 1996