Psychological diagnosis justifies removal from Minor Injury Guideline despite applicant's current disinterest in treatment.
The applicant sought statutory accident benefits following a motor vehicle accident.
The insurer denied the claims, arguing the injuries fell within the Minor Injury Guideline (MIG).
The Tribunal found that while the applicant's physical injuries were predominantly minor, her psychological diagnosis of Adjustment Disorder with Mixed Anxiety and Depressed Mood justified removal from the MIG.
The Tribunal approved a psychological assessment as reasonable and necessary, but denied the proposed chiropractic treatment plans, finding the applicant had reached maximum medical recovery for her physical impairments.
OLATOntario Licence Appeal TribunalJun 18, 2020
