Application for accident benefits dismissed; injuries fell within the Minor Injury Guideline limits.
The applicant sought statutory accident benefits following a motor vehicle accident, claiming physical and psychological impairments, including chronic pain, that warranted treatment beyond the $3,500 Minor Injury Guideline (MIG) limit.
The Licence Appeal Tribunal found that the applicant's physical injuries were predominantly soft-tissue sprains and strains falling within the MIG.
The Tribunal rejected the applicant's psychological evidence as it was based wholly on self-reporting without psychometric testing, and found insufficient evidence to establish chronic pain under the AMA Guides criteria.
The application was dismissed, and the disputed treatment plans and interest were denied.
OLATOntario Licence Appeal TribunalJun 27, 2023