Application for accident benefits dismissed as injuries remained within the Minor Injury Guideline.
The applicant sought statutory accident benefits following a motor vehicle accident.
The respondent denied the benefits on the basis that the applicant's injuries fell within the Minor Injury Guideline (MIG) and the $3,500 limit had been exhausted.
The Tribunal found that the applicant failed to prove her physical or psychological injuries warranted removal from the MIG.
The Tribunal preferred the respondent's expert evidence, noting the applicant's quick return to work and the lack of objective psychometric testing by her psychological expert.
The Tribunal also found the respondent's denial letters complied with s. 38(8) of the Schedule.
The application was dismissed.
OLATOntario Licence Appeal TribunalMar 9, 2026
