Applicant removed from Minor Injury Guideline due to chronic pain and psychological impairments; most treatment plans approved.
The applicant sought statutory accident benefits following a motor vehicle accident.
The respondent insurer denied the benefits, arguing the applicant's injuries fell within the Minor Injury Guideline (MIG).
The Tribunal found that the applicant suffered from chronic pain and psychological impairments as a result of the accident, removing him from the MIG.
The Tribunal ordered the respondent to pay for several treatment plans for physical rehabilitation, a social work assessment, and a disability certificate, finding them reasonable and necessary.
However, the claim for a functional abilities evaluation was dismissed as the applicant had returned to work.
Interest was awarded on the overdue benefits.
OLATOntario Licence Appeal TribunalOct 7, 2021
