Application for accident benefits dismissed as injuries fell within the Minor Injury Guideline.
The applicant sought statutory accident benefits following a motor vehicle accident, specifically a medical benefit of $4,652.42 for physiotherapy.
The respondent denied the claim on the basis that the applicant's injuries fell within the Minor Injury Guideline (MIG) and were subject to the $3,500 limit.
The Licence Appeal Tribunal found that the applicant's physical injuries were predominantly minor strains and sprains.
The Tribunal also found no compelling evidence of a pre-existing condition that would remove the applicant from the MIG.
Consequently, the claim for the physiotherapy treatment plan was dismissed, and no interest was payable.
OLATOntario Licence Appeal TribunalNov 22, 2017