Dr. N. Modi

The applicant sought a non-earner benefit following a motor vehicle accident.

The insurer initially paid the benefit but terminated it following insurance examinations.

The applicant argued the termination notice was deficient under the Schedule.

The Tribunal found that while the notice lacked medical reasons, this did not automatically entitle the applicant to ongoing benefits.

On the merits, the Tribunal found the applicant failed to prove a complete inability to carry on a normal life, noting inconsistencies in his self-reporting, pre-existing conditions from a prior workplace accident, and evidence that he had returned to work.

The application was dismissed.