Applicant removed from Minor Injury Guideline due to chronic pain syndrome; disputed treatment plans approved.
The applicant was injured in a motor vehicle accident and sought payment for statutory accident benefits.
The insurer denied payment, arguing the applicant's injuries fell within the Minor Injury Guideline (MIG).
The Licence Appeal Tribunal found that the applicant suffers from Chronic Post Traumatic Pain Syndrome, removing her from the MIG.
The Tribunal ordered the insurer to pay for the disputed physiotherapy treatments, psychological assessment, and chronic pain assessment, finding them reasonable and necessary.
The applicant's claims for a special award and costs were dismissed, but interest on overdue payments was granted.
OLATOntario Licence Appeal TribunalMar 8, 2018
