Application for accident benefits dismissed as applicant failed to prove injuries warranted removal from the Minor Injury Guideline.
The applicant sought statutory accident benefits following a motor vehicle accident.
The respondent determined her injuries fell within the Minor Injury Guideline (MIG) and denied five treatment plans for chiropractic services.
The Tribunal found the applicant failed to prove she suffered from chronic pain or a psychological impairment warranting removal from the MIG, preferring the insurer's examination report over the applicant's chiropractic records.
As the applicant remained within the MIG and the disputed treatment plans proposed treatment outside it, the application was dismissed.
OLATOntario Licence Appeal TribunalJun 29, 2023