Applicant found catastrophically impaired due to psychological injuries; income replacement benefits denied for late election.
The applicant was injured in a motor vehicle accident and sought a determination of catastrophic impairment based on psychological injuries, along with income replacement benefits and medical benefits.
The arbitrator preferred the evidence of the applicant's psychological expert, finding she suffered a marked impairment in her ability to adapt, and declared her catastrophically impaired.
The claim for income replacement benefits was dismissed due to an unexplained four-year delay in re-electing benefits.
The requested medical benefits for physiotherapy and psychological treatment were approved as reasonable and necessary.
OFSCDRSOntario Financial Services Commission - Dispute Resolution ServicesDec 19, 2016
