Application for accident benefits dismissed as applicant failed to prove chronic pain warranting removal from MIG.
The applicant sought statutory accident benefits following a motor vehicle accident, arguing that his injuries warranted removal from the Minor Injury Guideline (MIG) due to chronic pain with functional impairment.
The Licence Appeal Tribunal found that the applicant's medical evidence, including a chronic pain assessment, relied heavily on subjective reporting and was contradicted by contemporaneous clinical notes showing a return to work and physical activities.
Relying on the insurer's examinations, the Tribunal concluded the applicant suffered from uncomplicated soft tissue injuries and failed to meet the burden for removal from the MIG.
Consequently, the disputed treatment plans, interest, and an award for unreasonable delay were dismissed.
OLATOntario Licence Appeal TribunalSep 29, 2025