Dr. N. Abram

The applicant sought statutory accident benefits, including non-earner benefits and medical benefits for physiotherapy, following a motor vehicle accident.

The insurer denied the claims based on insurer's examinations and surveillance evidence showing the applicant working at a nail salon, which contradicted her self-reported limitations.

The Licence Appeal Tribunal dismissed the application, finding the applicant failed to prove a complete inability to carry on a normal life and that further physiotherapy was not reasonable and necessary.

Claims for an award and interest were also dismissed.

The applicant sought statutory accident benefits following a motor vehicle accident.

The respondent denied the benefits, arguing the applicant's injuries fell within the Minor Injury Guideline (MIG).

The applicant argued he suffered from chronic pain and had a pre-existing condition that precluded his recovery within the MIG.

The Tribunal found that the applicant failed to establish chronic pain or a pre-existing condition on a balance of probabilities.

The Tribunal concluded the applicant's injuries were predominantly minor and subject to the $3,500 MIG limit.

The application for a treatment plan, an award, interest, and costs was dismissed.