Application for catastrophic impairment and income replacement benefits dismissed as applicant failed to meet statutory thresholds.
The applicant sought statutory accident benefits following a 2017 motor vehicle accident, claiming catastrophic impairment (CAT) based on mental and behavioural disorders, and entitlement to a post-104-week income replacement benefit (IRB).
The Licence Appeal Tribunal found that while the applicant sustained psychological impairments from the accident, she did not meet the Criterion 8 threshold for CAT, as she demonstrated only moderate impairments across the four spheres of functioning.
The Tribunal also dismissed the claim for an IRB, finding the applicant failed to prove a complete inability to engage in suitable employment, preferring the respondent's multi-disciplinary assessment.
The application was dismissed in its entirety.
OLATOntario Licence Appeal TribunalApr 27, 2026
