Dr. M. R. Trozzi

The applicant sought 'other disability benefits' following a motor vehicle accident, claiming a complete or partial inability to carry on a normal life due to soft tissue injuries and severe heart and lung problems.

The insurer argued the applicant's disability resulted from pre-existing medical conditions.

The arbitrator found that the applicant's atrial fibrillation and respiratory issues were a natural progression of his pre-existing conditions and not caused by the accident.

However, the arbitrator concluded that the applicant did suffer soft tissue injuries in the accident that caused a partial inability to carry on a normal life for a limited period.

The applicant was awarded other disability benefits from March 22, 1994, to December 15, 1994.