Dr. M.- R. Sadeghi

The Applicant sought statutory accident benefits following a motor vehicle accident.

The Respondent denied certain benefits, arguing the Applicant's injuries fell within the Minor Injury Guideline (MIG).

The Tribunal found that the Applicant's injuries, which included an exacerbation of pre-existing psychological issues and ongoing pain, fell outside the MIG.

The Tribunal ordered the Respondent to pay for chiropractic and psychological treatment plans, but denied a chronic pain assessment plan.

The Applicant was also awarded income replacement benefits for specific periods when she was substantially unable to perform the essential tasks of her employment as an esthetician.

Claims for an award under Regulation 664 were dismissed.

The applicant was injured in a motor vehicle accident and sought statutory accident benefits for physiotherapy and a psychological assessment.

The respondent insurer denied the claims on the basis that the applicant's injuries fell within the Minor Injury Guideline (MIG) and were subject to the $3,500 funding limit.

The Licence Appeal Tribunal found that the applicant sustained predominantly minor soft tissue injuries and failed to provide compelling evidence of a psychological injury that would warrant removal from the MIG.

The Tribunal preferred the respondent's psychological assessments, which reviewed the full medical file, over the applicant's assessment, which lacked a review of the family physician's clinical notes.

The application for benefits and interest was dismissed.