Application for accident benefits dismissed; injuries fell within Minor Injury Guideline limits.
The applicant sought statutory accident benefits following a motor vehicle accident.
The respondent denied certain treatment plans, arguing the applicant's injuries fell within the Minor Injury Guideline (MIG).
The Tribunal found that the applicant's physical injuries were predominantly soft-tissue strains and that she failed to establish on a balance of probabilities that she suffered from a psychological impairment or chronic pain that would warrant removal from the MIG.
As the applicant had exhausted the $3,500 MIG limit, the disputed treatment plans for chiropractic services and a psychological assessment were not payable.
The application was dismissed, and claims for an award and interest were denied.
OLATOntario Licence Appeal TribunalDec 6, 2022