Application for accident benefits dismissed; injuries fell within Minor Injury Guideline and non-earner benefit denied.
The applicant sought accident benefits following a motor vehicle collision, disputing the insurer's determination that his injuries fell within the Minor Injury Guideline (MIG).
The applicant argued for removal from the MIG based on a concussion, chronic pain, and psychological impairments.
The Tribunal found insufficient medical evidence to support a concussion or chronic pain diagnosis, and preferred the respondent's psychological assessments which found symptom exaggeration over the applicant's assessments.
The Tribunal concluded the applicant's injuries were predominantly minor.
The applicant's claims for treatment plans outside the MIG limit, a non-earner benefit, and an award for unreasonable delay were all dismissed.
OLATOntario Licence Appeal TribunalFeb 18, 2026
