The applicant sought statutory accident benefits following a motor vehicle accident.
The respondent denied the benefits, arguing the applicant's injuries fell within the Minor Injury Guideline (MIG).
The applicant argued she should be removed from the MIG due to chronic pain, a concussion, and psychological impairments.
The Tribunal found insufficient medical evidence to establish that the applicant suffered from accident-related chronic pain resulting in functional impairment, a concussion, or a psychological impairment.
The Tribunal concluded the applicant's injuries were predominantly minor and subject to the $3,500 MIG limit.
As the applicant remained in the MIG and had exhausted most of the limit, the disputed treatment plans were not reasonable and necessary.
The Tribunal also denied the claim for incurred expenses because the applicant failed to submit treatment plans prior to incurring them, as required by section 38(2) of the Schedule.
The application was dismissed.
