Dr. M. Hannah

The applicant sought statutory accident benefits following a motor vehicle accident.

The respondent insurer denied funding for several treatment and assessment plans, arguing the applicant's injuries fell within the Minor Injury Guideline (MIG) and its $3,500 funding limit.

The applicant claimed to suffer from psychological injuries and chronic pain syndrome, which would remove him from the MIG.

The Licence Appeal Tribunal found no evidence of an accident-related psychological impairment or chronic pain condition, noting the applicant's minimal psychological symptoms, failure to pursue psychological treatment, and return to full-time work.

The Tribunal concluded the applicant sustained a minor injury, is subject to the MIG limit, and is therefore not entitled to the disputed treatment plans, assessment plans, or interest.