Housekeeping benefits awarded but income replacement benefits denied as property development did not constitute self-employment.
The Applicant was injured in a motor vehicle accident and claimed statutory accident benefits, including income replacement benefits (IRBs) and housekeeping expenses.
The Arbitrator found that the Applicant suffered impairments preventing him from performing pre-accident housekeeping tasks and awarded $4,451 for housekeeping and home maintenance, subject to the $100 weekly maximum.
However, the claim for IRBs was dismissed because the Applicant, who was developing a country property for potential capital gain and rental income, was not considered employed or self-employed within the meaning of the Schedule.
The Arbitrator also awarded interest on a late-paid medical assessment account.
OFSCDRSOntario Financial Services Commission - Dispute Resolution ServicesNov 30, 2001