Applicant entitled to psychological and driving assessments but denied chiropractic treatment and chronic pain assessment.
The applicant sought statutory accident benefits following a motor vehicle accident.
The Licence Appeal Tribunal denied the applicant's claims for chiropractic treatment plans and a chronic pain assessment, finding they were not reasonable and necessary given the lack of contemporaneous medical evidence and the applicant's high level of post-accident physical activity.
However, the Tribunal granted the applicant's claims for a driving assessment, psychological assessment, cognitive assessment, and psychological treatment, finding that the medical evidence supported an exacerbation of pre-existing psychological issues, including vehicular anxiety.
The applicant's claim for an award under s. 10 of Reg. 664 was dismissed as the insurer's conduct was not unreasonable.
OLATOntario Licence Appeal TribunalNov 17, 2023