Applicant entitled to lump sum and weekly education disability benefits following severe closed-head injury.
The applicant was injured in a motorcycle accident, sustaining a severe closed-head injury and spinal fractures.
He applied for statutory accident benefits, including education disability benefits (EDBs).
The insurer terminated his weekly EDBs and paid one lump sum EDB.
The arbitrator found that the applicant was entitled to a further lump sum EDB for the January 1996 semester because he was unable to successfully complete it as a result of the accident.
The arbitrator also found that the applicant was entitled to weekly EDBs from March 1996 to August 1997 because he suffered a substantial inability to continue his education and a partial inability to carry on a normal life, specifically regarding mobility and cognitive activities.
OFSCDRSOntario Financial Services Commission - Dispute Resolution ServicesDec 30, 1998
