Application for accident benefits dismissed; applicant failed to prove injuries warranted removal from the Minor Injury Guideline.
The applicant sought statutory accident benefits following a motor vehicle accident.
The respondent denied the treatment plans on the basis that the applicant's injuries fell within the Minor Injury Guideline (MIG).
The applicant argued for removal from the MIG based on an exacerbation of pre-existing lower back pain and psychological injuries.
The Tribunal found insufficient evidence of a pre-existing condition that would preclude recovery within the MIG.
Furthermore, the Tribunal preferred the respondent's psychological assessment over the applicant's, finding no accident-related psychological impairment.
The application was dismissed, and the applicant was found not entitled to the disputed benefits, interest, or an award.
OLATOntario Licence Appeal TribunalDec 16, 2025