Application for non-earner benefits dismissed as applicant failed to prove complete inability to carry on normal life.
The applicant sought non-earner benefits following a motor vehicle accident.
The respondent insurer denied the claim.
The Licence Appeal Tribunal found that the applicant failed to prove she suffered a complete inability to carry on a normal life.
The adjudicator preferred the respondent's multidisciplinary assessment reports, which found no objective physical or psychological impairment preventing the applicant from engaging in her pre-accident activities, and noted evidence of symptom exaggeration.
The applicant's failure to produce pre-accident disability records further undermined her claim.
The application was dismissed.
OLATOntario Licence Appeal TribunalOct 3, 2018
