Application for income replacement benefits dismissed due to lack of objective medical evidence and credibility concerns.
The applicant sought income replacement benefits (IRBs) following a motor vehicle accident, claiming a substantial inability to perform the essential tasks of his self-employment as a shipping company president.
The Tribunal dismissed the application, finding the applicant's medical evidence unpersuasive as it relied heavily on self-reporting, which was undermined by credibility issues and psychological testing suggesting he was feigning symptoms.
The Tribunal preferred the respondent's insurer examination reports, which concluded the applicant suffered only soft-tissue injuries and no substantial inability to work.
Claims for post-104 IRBs, interest, and the respondent's request for costs were also dismissed.
OLATOntario Licence Appeal TribunalMar 14, 2023