Application for accident benefits dismissed as injuries fell within the exhausted Minor Injury Guideline limits.
The applicant sought statutory accident benefits following a motor vehicle accident.
The respondent denied several treatment plans on the basis that the applicant's injuries fell within the Minor Injury Guideline (MIG) and the $3,500 limit had been exhausted.
The Tribunal found that the applicant failed to establish a fundamental psychological or chronic pain impairment that would remove him from the MIG.
Relying on insurer examinations, the Tribunal concluded the applicant's distress was related to a loss of independence rather than accident-related psychological issues.
As the MIG limits were exhausted, the claims for treatment plans and interest were dismissed.
OLATOntario Licence Appeal TribunalAug 8, 2024
