Application for accident benefits dismissed; injuries remained within the Minor Injury Guideline limit.
The applicant sought statutory accident benefits following a motor vehicle accident, disputing the insurer's determination that his injuries fell within the Minor Injury Guideline (MIG).
The applicant argued his injuries warranted removal from the MIG due to chronic pain.
The Licence Appeal Tribunal found no medical evidence to support the applicant's claim of chronic pain, noting that section 44 assessments concluded his injuries were minor uncomplicated strains and sprains.
As the $3,500 MIG limit was already exhausted, the disputed treatment plan for physiotherapy was denied.
The respondent's request for costs was also dismissed.
OLATOntario Licence Appeal TribunalFeb 29, 2024
