Catastrophic impairment claim dismissed; insurer's claim for repayment of income replacement benefits also dismissed.
The applicant sought a determination of catastrophic impairment and entitlement to various statutory accident benefits following a 2013 motor vehicle accident.
The respondent denied the benefits and sought repayment of income replacement benefits, alleging willful misrepresentation.
The Tribunal found that the applicant did not sustain a catastrophic impairment, as he failed to establish a 55% Whole Person Impairment or a Class 4 marked psychological impairment, preferring the respondent's medical experts over the applicant's.
Consequently, the claims for medical, attendant care, and housekeeping benefits were dismissed.
The Tribunal also dismissed the respondent's claim for repayment, finding insufficient evidence of fraud or willful misrepresentation by the applicant regarding his employment status.
OLATOntario Licence Appeal TribunalMar 24, 2020