Application for accident benefits dismissed; applicant failed to prove treatment plans were reasonable and necessary.
The applicant was injured in a motor vehicle accident and sought payment for a chronic pain assessment and two physiotherapy treatment plans under the Statutory Accident Benefits Schedule.
The respondent insurer denied the benefits.
The Licence Appeal Tribunal dismissed the application, finding that the applicant failed to prove the treatment plans were reasonable and necessary.
The Tribunal preferred the evidence of the insurer's examination physician over the applicant's assessor, noting that the applicant's reports of pain were inconsistent and uncorroborated by contemporaneous clinical notes and records.
OLATOntario Licence Appeal TribunalDec 16, 2025