Dr. Law

The applicant was involved in a motor vehicle accident and sought medical benefits for chiropractic treatment, a functional abilities assessment, and a catastrophic assessment.

The insurer denied the benefits on the basis that they were not reasonable and necessary.

The Licence Appeal Tribunal found that the applicant's physical injuries had largely resolved and her ongoing psychological issues and thumb injury were not related to the accident.

The Tribunal concluded that the requested treatment and assessments were not reasonable and necessary, and dismissed the application.

The applicant sought medical benefits for chiropractic treatment, a functional abilities assessment, and a catastrophic impairment assessment following a motor vehicle accident.

The respondent insurer denied the benefits on the basis that they were not reasonable and necessary.

The Licence Appeal Tribunal found that the applicant's physical injuries had largely resolved and her ongoing psychological issues and left thumb injury were not caused by the accident.

Relying on the family doctor's records and the insurer's examination reports, the Tribunal concluded the requested treatment and assessments were not reasonable and necessary.

The application was dismissed.