Accident benefits claim dismissed; injuries fell within Minor Injury Guideline and IRB test not met.
The applicant sought statutory accident benefits following a motor vehicle accident.
The Licence Appeal Tribunal found that the applicant's injuries were predominantly minor and subject to the Minor Injury Guideline (MIG) limit, as she failed to establish that pre-existing conditions, chronic pain, or psychological impairments warranted removal.
The Tribunal also dismissed the applicant's claim for an income replacement benefit (IRB), finding she did not prove a substantial inability to perform the essential tasks of her employment during the pre-104-week period.
Claims for a treatment plan, an award, and costs were also dismissed.
OLATOntario Licence Appeal TribunalFeb 23, 2026
